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Service Charges

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S.No Name of the Service Charges in Rs. (Excluding GST)
1 Cheque Book Charges Rs.100/-(24 Leafs) * First Cheque book free
2 Cheque Book Refund/Withdrawn Charges Rs.4/- per leaf
3 Cheque Return Charges Rs.200/-
4 Account Statement charges Rs.50/-
5 Duplicate Passbook Charges Rs.50/-
6 Loan Document Photo Copy Charges Rs.100/-
7 SMS Charges (Quarter wise) Rs.15/-
8 Gold loan processing fees 0.50% of Gold Market Value (upto 500)
9 loan processing fees 0.50%
10 Demand Draft (DD) 0 - 10000 : Rs.20
10001 - 50000 : Rs.30
Above 50000 : 2/- Per thousasnd
10 House Supervision& Pre inspection charges Rs.150/-(GST Not applicable)
11 Property Inspection Charges Rs. 500
12 CERSAI Creation Charges Local 100/- per visit
13 Charges, if the title deed is not collected within the stipulated time after the closure of the loan Non locals 50 per visit (30 Days from the date of issuance of the notice)
14 Document Photocopy Charges Rs. 100/- Upto 20 Pages, Rs. 10 Per addiitional Page
15 Account closure Nil
16 Stop Payment Rs. 50
17 Cash Handling Charges (Door Step Banking) Nil
18 Minimum Balance Penalty Savings A/c: 10 P/M
Special Savings A/C's : 20 P/M
Current A/c's 100 P/M
19 SMS Alert 0.20 Per SMs
20 Gold Articles under safe Custody Nil
21 Gold Appraisal fee
22 Engineer Valuation Charges <10 Lakhs : 1500/-
10 to 20 Lakhs :2000/-
Above 20 Lakhs:3000/-
23 Legal Charges <10 Lakhs : 1500/-
10 to 20 Lakhs :2000/-
Above 20 Lakhs:3000/-
24 Duplicate membership Card 50/-
NEFT & RTGS Service Charges
S.NoTransaction LimitsCharges in Rs Per transaction
1Below 10,000/-2/-
2From 10,000/-to 1,00,000/-4/-
3From 1,00,001/- to 2,00,000/-12/-
4From 2,00,001/- to 5,00,000/-20/-
5Above 5,00,000/-40/-
IMPS Service Charges
S.NoTransaction LimitsCharges in Rs Per transaction
1Transaction upto 1000/-2/-
2Transaction Between 1000 to 10000/-4/-
3Transaction Between 10000 and above12/-
S.No Service Charges (with effect from 30.07.2026) for ATM cards
1 Charges for 1st year of usage Nil
2 ATM Card Annual maintenance charges Rupay Debit Card – Rs. 125
3 Fresh Card Re-issuance upon loss / damage etc Rs. 125
4 Generation of physical debit card PIN dispatched to branch. Rs. 50
5 Cash withdrawal at other Bank’s ATM Beyond 5 free transactions Charges applicable as below
Financial Transaction- Rs. 20
Non Financial Transaction- Rs. 10

Locker Rent Details


S.NoLocker Type based on size Rent per Annum excluding GST in Urban area in Rs. Rent Rent per Annum excluding GST in Semi-Urban/Rural areas in Rs.
1Small1000/-750/-
2Medium/Super Medium1500/-1250/-
3Large2000/-1750/-
4Very Large4000/-3500/-
5Locker Break Open Charges (Key Lost) Charges imposed by Locker Company

*UPI transaction (charges will not be collected on UPI transactions) *

Interest Rates


The Jampeta Co-Operative Urban Bank Limited No. 46/B
Rajamahendravaram
Interest Rates on Loans w.e.f. 30-07-2026
SI.No Product Period Jampeta
1 Gold Loans 12 Months 9.50%
2 Housing Loans
Upto 10 lakhs Upto 60 Months 9.75%
Above 60 Months 10.75%
Upto 50 lakhs Upto 60 Months 11.50%
Above 60 Months 11.75%
3 Commercial Loans -
4 Vehicle Loans
Upto 5 lakhs - 13.00%
5 Lakhs and Above 14.00%
5 Education Loans
Upto 5 lakhs - 13.00%
5 Lakhs and Above 14.00%
6 Mortgage Loans
Upto 10 lakhs Upto 60 Months 12.25%
Above 60 Months 14.00%
10 To 50 lakhs Upto 60 Months 12.75%
Above 60 Months 14.50%
180 Months
7 O.D
Upto 50 lakhs 13.00%
8 Business Loans
Upto 10 lakhs 60 Months 12.00%
10 Lakhs To 25 Lakhs 12.50%
25 Lakhs Upto 50 Lakhs 13.50%
The Jampeta Co-Operative Urban Bank Limited No. 46/B
Rajamahendravaram
Interest Rates on Deposits w.e.f. 30-07-2026
We accept Deposits from members as well as general public and offer 0.5% extra Rate of Interest for senior citizens and 0.75% extra rate of interest for
super senior citizens (80 years above age)
SI.No Period General Sr. Citizen Super Sr. Citizen (80Yrs Above)
1 15 Days to 45 days 4.50% 5.00% 5.00%
2 46 Days to 90 days 5.00% 5.50% 5.75%
3 91 days to 179 days 5.50% 6.00% 6.25%
4 180 days to 364 days 6.50% 7.00% 7.25%
5 1 year to 3 years below 7.60% 8.10% 8.35%
6 3 years to 5 Years below 7.75% 8.25% 8.50%
7 Above 5 Years 7.75% 8.25% 8.50%
Amount in Savings upto 1,00,000/- 3.75%
Amount in Savings 1,00,000/- and above 4.00%