Service Charges (with effect from 01.04.2020) for ATM cards
1
Charges for 1st year of usage
Nil
2
ATM Card Annual mainteance charges
Rupay Debit Card – Rs. 100
3
Fresh Card Reissuance upon loss / damage etc
Rs. 100
4
Generation of physical debit card PIN despatched to branch.
Rs. 50
5
Cash withdrawal at other Bank’s ATM
Beyond 5 free transactions Charges applicable as below
Financial Transaction- Rs. 20
Non Financial Transaction- Rs. 10
Locker Rent Details
S.No
Locker Type based on size
Rent per Annum excluding GST in Urban area in Rs.
Rent Rent per Annum excluding GST in Semi-Urban/Rural areas in Rs.
1
Small
1000/-
750/-
2
Medium/Super Medium
1500/-
1250/-
3
Large
2000/-
1750/-
4
Very Large
4000/-
2500/-
5
Locker Break Open Charges (Key Lost)
Charges imposed by Locker Company
*UPI transaction (charges will not be collected on UPI transactions) *
Interest Rates
The Jampeta Co-Operative Urban Bank Limited No. 46/B Rajamahendravaram
Interest Rates on Loans w.e.f. 01-10-2020
S.No
Account Type
Classification
Duration in Months
Rates
1
Cash Credit / Over Draft
< 10,00,000
12
12.00%
10L to 25L
12
12.50%
25L to 50L
12
13.00%
2
Business/ Professional Loans
< 10,00,000
60
12.00%
10L to 25L
60
12.50%
25L to 50L
60
13.00%
3
Vehicle Loans
< 5,00,000
60
13.00%
>=5,00,000
60
14.00%
4
Subhagruha Home Loans
< 10,00,000
60/84
9.50%
120
10.00%
180
10.50%
10L to 25 Lakhs
60/84
10.00%
120
10.50%
180
11.00%
25L to 50 Lakhs
60/84
10.50%
120
11.00%
180
11.50%
5
Mortgage Loans
< 10,00,000
60
12.50%
84
12.50%
100/120
13.00%
10L to 35 Lakhs
60
12.00%
84
13.00%
100/120
13.50%
6
Educational Loans
< 5,00,000
60
13.00%
5L to 10L
60
14.00%
7
Gold Loans
<5 L
9.00%
*Gold Loans above 4 Lakhs are linked to EMI repayment*
The Jampeta Co-Operative Urban Bank Limited No. 46/B Rajamahendravaram
Interest Rates on Deposits w.e.f. 17-10-2023
We accept Deposits from members as well as general public and offer 0.5% extra Rate of Interest for senior citizens and 0.75% extra rate of interest for super senior citizens (80 years above age)
SI.No
Period
General
Sr. Citizen
Super Sr. Citizen (80Yrs Above)
1
15 Days to 45 days
5.50%
6.00%
6.25%
2
46 Days to 90 days
5.75%
6.25%
6.50%
3
91 days to 179 days
6.25%
6.75%
7.00%
4
180 days to 364 days
6.50%
7.00%
7.25%
5
1 year to 2 years below
8.10%
8.60%
8.85%
6
2 years to 5 Years below
7.25%
7.75%
8.00%
7
5 Years and Above
7.50%
8.00%
8.25%
Amount in Savings upto 1,00,000/-
4.00%
Amount in Savings 1,00,000/- and above
5.00%
*Single Deposit of Rs.25 Lakhs will be availed on existing slab rates 0.25% *
