Service Charges (with effect from 01.04.2020) for ATM cards
1
Charges for 1st year of usage
Nil
2
ATM Card Annual mainteance charges
Rupay Debit Card – Rs. 100
3
Fresh Card Reissuance upon loss / damage etc
Rs. 100
4
Generation of physical debit card PIN despatched to branch.
Rs. 50
5
Cash withdrawal at other Bank’s ATM
Beyond 5 free transactions Charges applicable as below
Financial Transaction- Rs. 20
Non Financial Transaction- Rs. 10
Locker Rent Details
S.No
Locker Type based on size
Rent per Annum excluding GST in Urban area in Rs.
Rent Rent per Annum excluding GST in Semi-Urban/Rural areas in Rs.
1
Small
1000/-
750/-
2
Medium/Super Medium
1500/-
1250/-
3
Large
2000/-
1750/-
4
Very Large
4000/-
2500/-
5
Locker Break Open Charges (Key Lost)
Charges imposed by Locker Company
*UPI transaction (charges will not be collected on UPI transactions) *
Interest Rates
The Jampeta Co-Operative Urban Bank Limited No. 46/B Rajamahendravaram
Interest Rates on Loans w.e.f. 15-12-2025
SI.No
Product
Period
Jampeta
1
Gold Loans
12 Months
9.50%
2
Housing Loans
Upto 10 lakhs
Upto 60 Months
9.50%
Above 60 Months
10.50%
Upto 50 lakhs
Upto 60 Months
11.50%
Above 60 Months
3
Commercial Loans
-
4
Vehicle Loans
Upto 5 lakhs
-
13.00%
5 Lakhs and Above
14.00%
5
Education Loans
Upto 5 lakhs
-
13.00%
5 Lakhs and Above
14.00%
6
Mortgage Loans
Upto 10 lakhs
Upto 60 Months
12.00%
Above 60 Months
13.75%
10 To 50 lakhs
Upto 60 Months
12.50%
Above 60 Months
14.25%
180 Months
7
O.D
Upto 50 lakhs
13.00%
8
Business Loans
Upto 10 lakhs
60 Months
12.00%
10 Lakhs To 25 Lakhs
12.50%
25 Lakhs Upto 50 Lakhs
13.50%
The Jampeta Co-Operative Urban Bank Limited No. 46/B Rajamahendravaram
Interest Rates on Deposits w.e.f. 15-12-2025
We accept Deposits from members as well as general public and offer 0.5% extra Rate of Interest for senior citizens and 0.75% extra rate of interest for super senior citizens (80 years above age)
